ovd_days
float64 0
363
| sex
stringclasses 2
values | bal_due
float64 1.01k
222k
| need_coll_amt
float64 1.01k
91.8k
| exchanged_need_coll_amt
float64 1.01k
91.8k
| ovd_days_group
stringclasses 3
values | exchanged_amt_group
stringclasses 3
values | avg_daily_balance
float64 5.01
378
| avg_daily_expense
float64 5.03
280
| avg_daily_income
float64 14.6
552
| asset
float64 1.5k
18.3k
| age
int64 18
60
| reason
stringclasses 32
values |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
302
|
F
| 4,096.35
| 4,096.35
| 4,096.35
|
90+
|
1000-5000
| 50.68
| 7.9
| 58.58
| 2,574.57
| 59
|
公司拖欠工资,暂时无法偿还欠款
|
9
|
M
| 5,984.4
| 1,736.92
| 1,736.92
|
0-30
|
1000-5000
| 39.27
| 14.43
| 53.7
| 1,979.38
| 35
|
过分依赖单一收入来源,当来源中断时陷入困境
|
40
|
M
| 12,126.06
| 12,126.06
| 12,126.06
|
30-90
|
5000-20000
| 42.25
| 76.81
| 119.06
| 4,406.59
| 30
|
信用卡或贷款遭遇诈骗,经济受损严重
|
64
|
M
| 6,198.81
| 6,198.81
| 6,198.81
|
30-90
|
5000-20000
| 44.31
| 64.36
| 108.67
| 3,022.01
| 20
|
被误导参与高风险投资,遭受经济损失
|
241
|
M
| 13,141.21
| 13,141.21
| 13,141.21
|
90+
|
5000-20000
| 32.67
| 50.24
| 82.91
| 3,561.51
| 58
|
工资大幅下降,收入不足以覆盖欠款
|
10
|
M
| 4,776.66
| 1,583.34
| 1,583.34
|
0-30
|
1000-5000
| 27.47
| 8.36
| 35.83
| 2,152.26
| 57
|
被误导参与高风险投资,遭受经济损失
|
151
|
M
| 1,035.29
| 1,035.29
| 1,035.29
|
90+
|
1000-5000
| 32.44
| 19.75
| 52.19
| 2,120.72
| 21
|
涉及法律纠纷,资金被冻结或赔偿金额较大
|
59
|
M
| 2,179.73
| 2,179.73
| 2,179.73
|
30-90
|
1000-5000
| 5.16
| 12.92
| 18.08
| 1,983.79
| 21
|
最近失业,暂时没有经济来源
|
252
|
M
| 10,153.06
| 10,153.06
| 10,153.06
|
90+
|
5000-20000
| 16.82
| 55.87
| 72.69
| 3,450.69
| 36
|
工作地点变更或异地调动,增加搬迁与生活成本
|
4
|
M
| 12,460.33
| 3,651.14
| 3,651.14
|
0-30
|
1000-5000
| 52.12
| 30.56
| 82.68
| 2,474.72
| 47
|
家庭突发重大开支(如医疗费用、婚丧嫁娶等)
|
241
|
M
| 3,193.95
| 3,193.95
| 3,193.95
|
90+
|
1000-5000
| 15.11
| 43.24
| 58.35
| 2,178.62
| 31
|
未能按时收到客户或业务款项,现金流紧张
|
120
|
M
| 7,111.99
| 7,111.99
| 7,111.99
|
90+
|
5000-20000
| 40.02
| 39.28
| 79.3
| 2,852.15
| 25
|
因重大疾病或意外受伤,医药费占用了大部分资金
|
252
|
M
| 46,479.15
| 46,479.15
| 46,479.15
|
90+
|
20000-100000
| 146.51
| 73.48
| 219.99
| 10,389.43
| 52
|
被他人恶意起诉或经济纠纷牵连,导致支出增加
|
221
|
M
| 1,024.68
| 1,024.68
| 1,024.68
|
90+
|
1000-5000
| 27.16
| 28.68
| 55.84
| 2,312.98
| 24
|
行业政策调整或市场需求变化,导致业务停滞
|
9
|
M
| 1,342.02
| 1,342.02
| 1,342.02
|
0-30
|
1000-5000
| 22.61
| 21.86
| 44.47
| 2,082.96
| 20
|
家庭成员重病或离世,额外经济负担较大
|
29
|
M
| 15,049.23
| 7,736.1
| 7,736.1
|
0-30
|
5000-20000
| 14.75
| 28.57
| 43.32
| 2,718
| 45
|
对金融诈骗或非法集资缺乏警觉,导致资金被骗
|
283
|
M
| 1,153.32
| 1,153.32
| 1,153.32
|
90+
|
1000-5000
| 13.72
| 12.25
| 25.97
| 2,076.31
| 25
|
身体状况欠佳,导致无法正常工作,收入减少
|
222
|
F
| 1,027.2
| 1,027.2
| 1,027.2
|
90+
|
1000-5000
| 16.45
| 5.54
| 21.99
| 2,071.18
| 22
|
一时疏忽未做好财务规划,导致资金周转困难
|
29
|
M
| 2,450.51
| 1,617.93
| 1,617.93
|
0-30
|
1000-5000
| 8.98
| 40
| 48.98
| 2,088.03
| 55
|
家庭成员重病或离世,额外经济负担较大
|
152
|
M
| 51,908.77
| 51,908.77
| 51,908.77
|
90+
|
20000-100000
| 207.31
| 137.09
| 344.4
| 8,716.96
| 43
|
在财务压力下未能及时调整消费习惯
|
271
|
M
| 2,937.11
| 2,937.11
| 2,937.11
|
90+
|
1000-5000
| 14.08
| 5.36
| 19.44
| 2,323.32
| 24
|
家庭内部分配不均,财务管理冲突
|
338
|
M
| 8,053.4
| 8,053.4
| 8,053.4
|
90+
|
5000-20000
| 23.12
| 13.26
| 36.38
| 3,080.44
| 18
|
信用卡或贷款遭遇诈骗,经济受损严重
|
11
|
M
| 25,820.89
| 1,535.88
| 1,535.88
|
0-30
|
1000-5000
| 16.86
| 14.36
| 31.22
| 1,970.24
| 54
|
曾因坐牢或其他法律问题,导致无法还款
|
100
|
M
| 6,318.21
| 6,318.21
| 6,318.21
|
90+
|
5000-20000
| 45.36
| 29.56
| 74.92
| 2,782.24
| 43
|
因市场经济下行或行业裁员潮,收入减少
|
29
|
M
| 8,475.14
| 3,967.32
| 3,967.32
|
0-30
|
1000-5000
| 25.55
| 55.54
| 81.09
| 2,676.71
| 46
|
被误导参与高风险投资,遭受经济损失
|
8
|
M
| 77,359.87
| 5,680.55
| 5,680.55
|
0-30
|
5000-20000
| 29.99
| 30.09
| 60.08
| 3,010.06
| 33
|
家庭成员重病或离世,额外经济负担较大
|
215
|
M
| 7,368.99
| 7,368.99
| 7,368.99
|
90+
|
5000-20000
| 47.33
| 31.03
| 78.36
| 3,080.74
| 40
|
因市场经济下行或行业裁员潮,收入减少
|
10
|
M
| 29,962.19
| 3,451.37
| 3,451.37
|
0-30
|
1000-5000
| 8.99
| 24.17
| 33.16
| 2,476.28
| 60
|
在财务压力下未能及时调整消费习惯
|
237
|
F
| 5,712.62
| 5,712.62
| 5,712.62
|
90+
|
5000-20000
| 31.36
| 12.7
| 44.06
| 2,985.57
| 22
|
因通货膨胀或物价上涨,生活成本高涨
|
12
|
M
| 66,847.76
| 10,099.96
| 10,099.96
|
0-30
|
5000-20000
| 52.77
| 22.82
| 75.59
| 3,989.04
| 25
|
遭遇自然灾害(如地震、洪水等),导致财产损失严重
|
29
|
M
| 13,793.06
| 1,737.61
| 1,737.61
|
0-30
|
1000-5000
| 11.24
| 27.28
| 38.52
| 1,979.98
| 38
|
家庭内部分配不均,财务管理冲突
|
28
|
M
| 24,113.07
| 4,507.53
| 4,507.53
|
0-30
|
1000-5000
| 10.49
| 7.69
| 18.18
| 2,467.55
| 25
|
在财务压力下未能及时调整消费习惯
|
313
|
M
| 5,110.18
| 5,110.18
| 5,110.18
|
90+
|
5000-20000
| 28.78
| 50.34
| 79.12
| 2,574.8
| 35
|
在财务压力下未能及时调整消费习惯
|
314
|
M
| 1,730.53
| 1,730.53
| 1,730.53
|
90+
|
1000-5000
| 45.55
| 5.86
| 51.41
| 2,257.56
| 47
|
涉及法律纠纷,资金被冻结或赔偿金额较大
|
222
|
M
| 2,702.24
| 2,702.24
| 2,702.24
|
90+
|
1000-5000
| 41.33
| 39.14
| 80.47
| 2,591.78
| 31
|
遭遇自然灾害(如地震、洪水等),导致财产损失严重
|
156
|
F
| 1,627.81
| 1,627.81
| 1,627.81
|
90+
|
1000-5000
| 32.29
| 17.38
| 49.67
| 1,812.08
| 28
|
被误导参与高风险投资,遭受经济损失
|
90
|
M
| 3,378.36
| 3,378.36
| 3,378.36
|
30-90
|
1000-5000
| 44.16
| 5.72
| 49.88
| 2,205.65
| 28
|
支援朋友或亲戚后,未能按时收回借款
|
9
|
M
| 16,971.43
| 1,763.52
| 1,763.52
|
0-30
|
1000-5000
| 22.1
| 37.37
| 59.47
| 2,286.96
| 55
|
未能按时收到客户或业务款项,现金流紧张
|
69
|
F
| 14,116.2
| 14,116.2
| 14,116.2
|
30-90
|
5000-20000
| 26.85
| 52.22
| 79.07
| 3,913.64
| 36
|
未能按时收到客户或业务款项,现金流紧张
|
241
|
M
| 1,757.46
| 1,757.46
| 1,757.46
|
90+
|
1000-5000
| 35.95
| 20.73
| 56.68
| 2,008.59
| 57
|
意外事故导致财产损失或需支付赔偿
|
9
|
M
| 27,359.08
| 3,076.47
| 3,076.47
|
0-30
|
1000-5000
| 32.43
| 10
| 42.43
| 2,716.1
| 23
|
创业失败,资金链断裂
|
59
|
M
| 7,209.69
| 7,209.69
| 7,209.69
|
30-90
|
5000-20000
| 26.3
| 10.72
| 37.02
| 2,770.19
| 29
|
一时疏忽未做好财务规划,导致资金周转困难
|
120
|
M
| 3,320.67
| 3,320.67
| 3,320.67
|
90+
|
1000-5000
| 16.92
| 15.02
| 31.94
| 2,481.14
| 60
|
遭遇自然灾害(如地震、洪水等),导致财产损失严重
|
9
|
M
| 4,329.03
| 1,717.67
| 1,717.67
|
0-30
|
1000-5000
| 24.63
| 14.11
| 38.74
| 2,029.43
| 40
|
涉及法律纠纷,资金被冻结或赔偿金额较大
|
314
|
M
| 1,160.18
| 1,160.18
| 1,160.18
|
90+
|
1000-5000
| 26.19
| 24.69
| 50.88
| 2,318.89
| 47
|
因重大疾病或意外受伤,医药费占用了大部分资金
|
151
|
M
| 2,587.04
| 2,587.04
| 2,587.04
|
90+
|
1000-5000
| 47.55
| 6.02
| 53.57
| 2,021.27
| 28
|
最近失业,暂时没有经济来源
|
9
|
M
| 17,402.46
| 14,471.51
| 14,471.51
|
0-30
|
5000-20000
| 92.62
| 5.25
| 97.87
| 4,076.46
| 50
|
家庭成员重病或离世,额外经济负担较大
|
9
|
M
| 4,095.02
| 1,143.17
| 1,143.17
|
0-30
|
1000-5000
| 37.91
| 29.59
| 67.5
| 2,111.73
| 48
|
公司拖欠工资,暂时无法偿还欠款
|
184
|
M
| 18,160.65
| 18,160.65
| 18,160.65
|
90+
|
5000-20000
| 71.9
| 81.27
| 153.17
| 4,211.01
| 18
|
工作地点变更或异地调动,增加搬迁与生活成本
|
9
|
M
| 10,666.76
| 1,223.31
| 1,223.31
|
0-30
|
1000-5000
| 24.1
| 12.94
| 37.04
| 1,831.44
| 22
|
过度消费导致信用卡欠款累积
|
163
|
M
| 1,994.76
| 1,994.76
| 1,994.76
|
90+
|
1000-5000
| 20.96
| 16.05
| 37.01
| 2,312.66
| 53
|
遭遇自然灾害(如地震、洪水等),导致财产损失严重
|
302
|
M
| 25,804.55
| 25,804.55
| 25,804.55
|
90+
|
20000-100000
| 100.78
| 30.16
| 130.94
| 5,476.19
| 44
|
没有储备紧急备用金,导致突发情况难以应对
|
90
|
M
| 3,549.13
| 3,549.13
| 3,549.13
|
30-90
|
1000-5000
| 43.62
| 10.01
| 53.63
| 2,040.32
| 58
|
创业失败,资金链断裂
|
184
|
F
| 12,274.73
| 12,274.73
| 12,274.73
|
90+
|
5000-20000
| 57.79
| 64.88
| 122.67
| 4,246.75
| 39
|
过分依赖单一收入来源,当来源中断时陷入困境
|
252
|
M
| 9,775.33
| 9,775.33
| 9,775.33
|
90+
|
5000-20000
| 96.19
| 29.68
| 125.87
| 2,931.01
| 53
|
涉及法律纠纷,资金被冻结或赔偿金额较大
|
60
|
F
| 23,512.4
| 23,512.4
| 23,512.4
|
30-90
|
20000-100000
| 62.94
| 91.96
| 154.9
| 5,938.51
| 32
|
家庭突发重大开支(如医疗费用、婚丧嫁娶等)
|
38
|
M
| 12,777.11
| 12,777.11
| 12,777.11
|
30-90
|
5000-20000
| 28.53
| 27.53
| 56.06
| 4,234.19
| 41
|
公司拖欠工资,暂时无法偿还欠款
|
40
|
M
| 5,032.72
| 5,032.72
| 5,032.72
|
30-90
|
5000-20000
| 22.41
| 63.77
| 86.18
| 2,545.17
| 43
|
婚姻破裂或离婚,财务状况复杂化
|
179
|
M
| 8,096.87
| 8,096.87
| 8,096.87
|
90+
|
5000-20000
| 34.11
| 25.73
| 59.84
| 3,336.57
| 28
|
家庭内部分配不均,财务管理冲突
|
9
|
M
| 8,569.43
| 4,315.84
| 4,315.84
|
0-30
|
1000-5000
| 14.9
| 25.41
| 40.31
| 2,697.44
| 48
|
意外事故导致财产损失或需支付赔偿
|
252
|
M
| 31,941.42
| 31,941.42
| 31,941.42
|
90+
|
20000-100000
| 99.25
| 125.98
| 225.23
| 6,622.42
| 57
|
被误导参与高风险投资,遭受经济损失
|
29
|
M
| 3,196.61
| 3,196.61
| 3,196.61
|
0-30
|
1000-5000
| 23.74
| 17.68
| 41.42
| 2,325.89
| 18
|
涉及法律纠纷,资金被冻结或赔偿金额较大
|
34
|
M
| 57,291.44
| 27,614.65
| 27,614.65
|
30-90
|
20000-100000
| 103.45
| 43.05
| 146.5
| 7,254.39
| 43
|
工作地点变更或异地调动,增加搬迁与生活成本
|
95
|
M
| 2,240.9
| 2,240.9
| 2,240.9
|
90+
|
1000-5000
| 54.82
| 30.36
| 85.18
| 2,216.41
| 45
|
因市场经济下行或行业裁员潮,收入减少
|
9
|
M
| 16,476.23
| 2,570.31
| 2,570.31
|
0-30
|
1000-5000
| 30.54
| 27.19
| 57.73
| 2,091.78
| 54
|
一时疏忽未做好财务规划,导致资金周转困难
|
9
|
M
| 15,500.39
| 5,474.57
| 5,474.57
|
0-30
|
5000-20000
| 13.45
| 43.69
| 57.14
| 2,884.37
| 37
|
工资大幅下降,收入不足以覆盖欠款
|
363
|
M
| 2,844.34
| 2,844.34
| 2,844.34
|
90+
|
1000-5000
| 19.19
| 11.93
| 31.12
| 2,221.12
| 26
|
家庭成员重病或离世,额外经济负担较大
|
9
|
M
| 13,315.88
| 4,517.3
| 4,517.3
|
0-30
|
1000-5000
| 15.56
| 25.25
| 40.81
| 2,821.37
| 37
|
被他人恶意起诉或经济纠纷牵连,导致支出增加
|
9
|
F
| 5,896.88
| 2,788.89
| 2,788.89
|
0-30
|
1000-5000
| 14.26
| 43.94
| 58.2
| 2,323.32
| 25
|
因通货膨胀或物价上涨,生活成本高涨
|
207
|
F
| 39,483.46
| 39,483.46
| 39,483.46
|
90+
|
20000-100000
| 105.08
| 30.27
| 135.35
| 7,674.04
| 53
|
因重大疾病或意外受伤,医药费占用了大部分资金
|
363
|
F
| 2,127.92
| 2,127.92
| 2,127.92
|
90+
|
1000-5000
| 13.27
| 27.73
| 41
| 2,248.93
| 44
|
遭遇自然灾害(如地震、洪水等),导致财产损失严重
|
29
|
M
| 42,252.06
| 17,330.62
| 17,330.62
|
0-30
|
5000-20000
| 65.85
| 14.69
| 80.54
| 3,942.83
| 23
|
意外事故导致财产损失或需支付赔偿
|
9
|
M
| 16,492.62
| 2,060.65
| 2,060.65
|
0-30
|
1000-5000
| 6.55
| 8.09
| 14.64
| 2,340.85
| 37
|
对金融诈骗或非法集资缺乏警觉,导致资金被骗
|
9
|
M
| 11,195.69
| 1,716.9
| 1,716.9
|
0-30
|
1000-5000
| 13.95
| 9.94
| 23.89
| 2,001.81
| 25
|
信用卡或贷款遭遇诈骗,经济受损严重
|
54
|
M
| 62,546.47
| 20,190.88
| 20,190.88
|
30-90
|
20000-100000
| 108.31
| 61.28
| 169.59
| 5,203.16
| 19
|
因重大疾病或意外受伤,医药费占用了大部分资金
|
210
|
M
| 4,721.13
| 4,721.13
| 4,721.13
|
90+
|
1000-5000
| 34
| 17.76
| 51.76
| 2,069.59
| 53
|
因重大疾病或意外受伤,医药费占用了大部分资金
|
97
|
M
| 23,893.01
| 23,893.01
| 23,893.01
|
90+
|
20000-100000
| 102.04
| 73.9
| 175.94
| 5,550.86
| 37
|
子女教育开支增加,财务压力过重
|
101
|
M
| 12,944.4
| 12,944.4
| 12,944.4
|
90+
|
5000-20000
| 29.03
| 13.94
| 42.97
| 4,015.57
| 39
|
公司拖欠工资,暂时无法偿还欠款
|
212
|
M
| 88,589.63
| 88,589.63
| 88,589.63
|
90+
|
20000-100000
| 276.41
| 86.18
| 362.59
| 15,671.26
| 38
|
家庭内部关系紧张,无法共同承担经济责任
|
191
|
M
| 1,152.03
| 1,152.03
| 1,152.03
|
90+
|
1000-5000
| 16.3
| 45.8
| 62.1
| 2,012.45
| 31
|
支援朋友或亲戚后,未能按时收回借款
|
95
|
M
| 18,836.04
| 18,836.04
| 18,836.04
|
90+
|
5000-20000
| 76.62
| 39.31
| 115.93
| 4,170.31
| 41
|
信用卡或贷款遭遇诈骗,经济受损严重
|
70
|
M
| 32,045.96
| 32,045.96
| 32,045.96
|
30-90
|
20000-100000
| 39.09
| 102.44
| 141.53
| 6,925.58
| 55
|
家庭成员重病或离世,额外经济负担较大
|
332
|
F
| 49,919.85
| 49,919.85
| 49,919.85
|
90+
|
20000-100000
| 98.66
| 59.35
| 158.01
| 10,266.96
| 54
|
工资大幅下降,收入不足以覆盖欠款
|
9
|
M
| 23,028.31
| 4,237.95
| 4,237.95
|
0-30
|
1000-5000
| 20.75
| 11.96
| 32.71
| 2,280.95
| 38
|
公司拖欠工资,暂时无法偿还欠款
|
302
|
M
| 3,527.02
| 3,527.02
| 3,527.02
|
90+
|
1000-5000
| 25.66
| 21.01
| 46.67
| 2,298.82
| 60
|
未能按时收到客户或业务款项,现金流紧张
|
39
|
M
| 34,970
| 34,970
| 34,970
|
30-90
|
20000-100000
| 150.91
| 93.65
| 244.56
| 8,049.08
| 27
|
因通货膨胀或物价上涨,生活成本高涨
|
179
|
M
| 11,519.28
| 11,519.28
| 11,519.28
|
90+
|
5000-20000
| 37.05
| 70.04
| 107.09
| 3,647.37
| 55
|
子女教育开支增加,财务压力过重
|
59
|
F
| 14,190.55
| 14,190.55
| 14,190.55
|
30-90
|
5000-20000
| 44.04
| 7.59
| 51.63
| 3,936.64
| 36
|
工资大幅下降,收入不足以覆盖欠款
|
9
|
F
| 18,766.79
| 2,232.32
| 2,232.32
|
0-30
|
1000-5000
| 8.79
| 33.79
| 42.58
| 1,906.25
| 51
|
曾因坐牢或其他法律问题,导致无法还款
|
100
|
M
| 1,033.46
| 1,033.46
| 1,033.46
|
90+
|
1000-5000
| 26.13
| 19.7
| 45.83
| 2,097.98
| 42
|
工作地点变更或异地调动,增加搬迁与生活成本
|
337
|
M
| 4,454.16
| 4,454.16
| 4,454.16
|
90+
|
1000-5000
| 18.95
| 33.57
| 52.52
| 2,423.87
| 51
|
公司拖欠工资,暂时无法偿还欠款
|
29
|
M
| 3,740.58
| 2,132.05
| 2,132.05
|
0-30
|
1000-5000
| 31.83
| 30.16
| 61.99
| 2,434.92
| 40
|
创业失败,资金链断裂
|
9
|
M
| 22,249.2
| 2,858.77
| 2,858.77
|
0-30
|
1000-5000
| 7.98
| 25.22
| 33.2
| 2,297.52
| 33
|
一时疏忽未做好财务规划,导致资金周转困难
|
9
|
M
| 13,342.5
| 1,378.9
| 1,378.9
|
0-30
|
1000-5000
| 15.02
| 10.87
| 25.89
| 2,286.72
| 42
|
创业失败,资金链断裂
|
21
|
F
| 28,969.4
| 3,770.52
| 3,770.52
|
0-30
|
1000-5000
| 29.54
| 20.8
| 50.34
| 2,363.8
| 33
|
工资大幅下降,收入不足以覆盖欠款
|
363
|
M
| 5,066.93
| 5,066.93
| 5,066.93
|
90+
|
5000-20000
| 48.63
| 42.11
| 90.74
| 2,631.07
| 45
|
公司拖欠工资,暂时无法偿还欠款
|
90
|
M
| 27,036.16
| 27,036.16
| 27,036.16
|
30-90
|
20000-100000
| 48.71
| 39.31
| 88.02
| 5,883.78
| 22
|
婚姻破裂或离婚,财务状况复杂化
|
30
|
M
| 26,627.72
| 3,046.33
| 3,046.33
|
0-30
|
1000-5000
| 30.2
| 13.34
| 43.54
| 2,516.38
| 57
|
子女教育开支增加,财务压力过重
|
29
|
M
| 4,097.73
| 2,261.26
| 2,261.26
|
0-30
|
1000-5000
| 26.41
| 13.88
| 40.29
| 2,129.79
| 49
|
支援朋友或亲戚后,未能按时收回借款
|
343
|
M
| 49,446.96
| 49,446.96
| 49,446.96
|
90+
|
20000-100000
| 220.49
| 91.08
| 311.57
| 9,311.61
| 53
|
创业失败,资金链断裂
|
End of preview. Expand
in Data Studio
README.md exists but content is empty.
- Downloads last month
- 9