id stringlengths 16 18 | time stringdate 1980-04-01 00:00:00 2025-03-01 00:00:00 | release_date stringdate 1981-03-31 00:00:00 2025-12-19 00:00:00 | system stringclasses 1
value | user stringlengths 2.01k 3.8k | assistant stringlengths 38 70 | naive_baseline stringlengths 38 70 | split_quarter stringclasses 137
values | split_position int64 1 400k |
|---|---|---|---|---|---|---|---|---|
frame_1996:0142760 | 2004-03-01 | 2004-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 71-year-old black man, are currently married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and inc... | [705, 0, 1371, 50, 468, 514, 165, 20, 22, 0, 0, 0] | [645, 0, 912, 0, 730, 402, 165, 20, 21, 0, 0, 0] | 2004Q1 | 1 |
frame_1996:0151871 | 2004-10-01 | 2005-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 21-year-old white man, are currently never married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending a... | [560, 0, 3323, 120, 16600, 0, 0, 0, 0, 400, 0, 0] | [1420, 0, 3243, 50, 531, 299, 20, 45, 0, 0, 195, 75] | 2004Q4 | 2 |
frame_2005:0170047 | 2006-03-01 | 2006-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 58-year-old pacific islander woman, are currently never married, and have a high school diploma. You currently reside in an urban area in the West. Your household has 1 adult and no children.
Here are your household's recent spending and ... | [910, 0, 970, 797, 4, 202, 0, 35, 0, 0, 0, 0] | [910, 0, 440, 385, 240, 125, 0, 0, 0, 0, 0, 0] | 2006Q1 | 3 |
frame_1996:0147755 | 2004-07-01 | 2005-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 67-year-old white man, are currently married, and have some college. You currently reside in an urban area in the Midwest. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending and incom... | [1241, 0, 1144, 0, 110, 366, 276, 0, 0, 0, 0, 0] | [1257, 0, 1373, 92, 300, 200, 276, 0, 0, 0, 0, 8000] | 2004Q3 | 4 |
frame_2005:0162328 | 2005-08-01 | 2006-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 42-year-old white woman, are currently married, and have a high school diploma. You currently reside in an urban area in the Northeast. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spend... | [1665, 0, 3560, 513, 9050, 1576, 323, 60, 0, 0, 650, 150] | [4224, 0, 4176, 156, 1429, 726, 435, 60, 22, 0, 975, 40] | 2005Q3 | 5 |
frame_2005:0219308 | 2010-03-01 | 2010-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 45-year-old white man, are currently separated, and have a graduate or professional degree. You currently reside in an urban area in the South. Your household has 1 adult and no children.
Here are your household's recent spending and inco... | [1975, 150, 10775, 54, 1750, 540, 537, 40, 5, 0, 0, 60] | [1625, 60, 11264, 0, 1417, 180, 751, 60, 0, 0, 0, 1000] | 2010Q1 | 6 |
frame_2005:0173465 | 2007-02-01 | 2007-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 37-year-old asian man, are currently never married, and have a graduate or professional degree. You currently reside in an urban area in the West. Your household has 1 adult and no children.
Here are your household's recent spending and i... | [494, 0, 3231, 170, 907, 0, 49, 30, 5, 0, 0, 0] | [426, 0, 3019, 420, 300, 900, 156, 30, 30, 0, 0, 0] | 2007Q1 | 7 |
frame_2005:0176344 | 2006-12-01 | 2007-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 52-year-old white man, are currently married, and have some college. You currently reside in an urban area in the West. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and inco... | [2188, 0, 6423, 500, 2241, 200, 741, 0, 0, 0, 0, 0] | [1145, 0, 7142, 235, 844, 300, 340, 150, 0, 0, 0, 35] | 2006Q4 | 8 |
frame_1996:0133207 | 2003-08-01 | 2004-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 62-year-old white man, are currently married, and have some college. You currently reside in a rural area in the Midwest. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and in... | [1172, 90, 731, 42, 1506, 900, 343, 16, 68, 0, 0, 0] | [1070, 0, 1417, 32, 17126, 925, 183, 18, 46, 0, 0, 60] | 2003Q3 | 9 |
frame_1996:0141829 | 2003-11-01 | 2004-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 66-year-old black woman, are currently widowed, and have a high school diploma. You currently reside in an urban area in the West. Your household has 2 adults and 2 children, for 4 people in total.
Here are your household's recent spendin... | [924, 0, 3264, 1328, 2049, 493, 443, 0, 18, 0, 0, 0] | [1230, 0, 11553, 1251, 1886, 784, 1054, 20, 0, 0, 0, 0] | 2003Q4 | 10 |
frame_2005:0167785 | 2006-05-01 | 2007-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 32-year-old white woman, are currently married, and have some college. You currently reside in an urban area in the Midwest. Your household has 2 adults and 3 children, for 5 people in total.
Here are your household's recent spending and ... | [1260, 0, 5489, 200, 1474, 570, 346, 0, 0, 0, 0, 0] | [865, 0, 5391, 250, 1001, 660, 701, 30, 0, 0, 0, 0] | 2006Q2 | 11 |
frame_2005:0201857 | 2010-05-01 | 2011-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 52-year-old white woman, are currently married, and have some college. You currently reside in an urban area in the Northeast. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending a... | [975, 0, 7559, 189, 3157, 0, 890, 275, 0, 0, 0, 600] | [780, 60, 6064, 575, 1515, 0, 390, 400, 0, 20000, 0, 0] | 2010Q2 | 12 |
frame_2005:0199330 | 2009-10-01 | 2010-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 65-year-old black woman, are currently widowed, and have a high school diploma. You currently reside in an urban area in the South. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note tha... | [1197, 0, 1915, 10, 750, 925, 207, 0, 0, 0, 0, 0] | [686, 0, 1493, 32, 360, 422, 204, 0, 0, 0, 0, 0] | 2009Q4 | 13 |
frame_1996:0135357 | 2003-02-01 | 2003-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 31-year-old white man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the West. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending a... | [3740, 900, 8224, 850, 1238, 30, 967, 120, 123, 0, 0, 120] | [4400, 300, 6824, 1200, 1110, 195, 789, 125, 165, 0, 0, 175] | 2003Q1 | 14 |
frame_2005:0220516 | 2010-09-01 | 2011-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 30-year-old white woman, are currently divorced, and have an associate degree. You currently reside in an urban area in the Midwest. Your household has 2 adults and 4 children, for 6 people in total.
Here are your household's recent spend... | [5695, 65, 5996, 0, 6304, 45, 1840, 0, 14, 250, 0, 14643] | [3220, 0, 4066, 600, 4696, 900, 815, 150, 0, 0, 0, 0] | 2010Q3 | 15 |
frame_2005:0178216 | 2007-04-01 | 2008-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 78-year-old white woman, are currently married, and have a bachelor's degree. You currently reside in an urban area in the West. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending... | [4290, 0, 8843, 150, 180, 731, 210, 60, 94, 0, 0, 0] | [3050, 0, 8590, 270, 718, 746, 339, 50, 94, 0, 0, 0] | 2007Q2 | 16 |
frame_2005:0186880 | 2008-05-01 | 2009-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 27-year-old asian woman, are currently never married, and have a graduate or professional degree. You currently reside in an urban area in the West. Your household has 1 adult and no children.
Here are your household's recent spending and... | [1365, 72, 3197, 250, 876, 180, 444, 120, 93, 0, 0, 0] | [1260, 120, 3766, 433, 1792, 30, 857, 0, 95, 0, 0, 0] | 2008Q2 | 17 |
frame_1996:0127404 | 2002-10-01 | 2003-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are an 85-year-old black woman, are currently widowed, and have an elementary school. You currently reside in an urban area in the Northeast. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note... | [390, 0, 1413, 0, 0, 515, 195, 25, 26, 0, 0, 0] | [390, 0, 1713, 0, 0, 421, 195, 35, 26, 0, 0, 0] | 2002Q4 | 18 |
frame_2005:0173417 | 2006-09-01 | 2007-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 51-year-old white woman, are currently divorced, and have a bachelor's degree. You currently reside in an urban area in the South. Your household has 3 adults and no children, for 3 people in total.
Here are your household's recent spendi... | [2055, 34, 1622, 106, 2220, 0, 120, 0, 0, 0, 0, 294] | [1690, 0, 2868, 346, 675, 0, 0, 15, 0, 0, 0, 630] | 2006Q3 | 19 |
frame_2005:0195631 | 2009-08-01 | 2010-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 21-year-old white woman, are currently married, and have an elementary school. You currently reside in an urban area in the West. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending an... | [1382, 0, 2955, 356, 507, 0, 10, 25, 0, 0, 0, 5] | [975, 0, 2809, 488, 317, 0, 0, 50, 0, 0, 0, 30] | 2009Q3 | 20 |
frame_2005:0225452 | 2011-02-01 | 2011-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 36-year-old white man, are currently married, and have a high school diploma. You currently reside in an urban area in the Northeast. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spendin... | [1170, 0, 6055, 5, 1195, 418, 225, 0, 0, 0, 0, 0] | [1430, 0, 2654, 0, 598, 300, 225, 0, 0, 0, 0, 0] | 2011Q1 | 21 |
frame_1996:0129412 | 2002-09-01 | 2003-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 33-year-old white man, are currently married, and have a graduate or professional degree. You currently reside in an urban area in the Midwest. Your household has 2 adults and no children, for 2 people in total.
Here are your household's ... | [1666, 185, 4878, 776, 1477, 255, 335, 50, 47, 0, 0, 12] | [1555, 95, 6713, 53, 2239, 300, 413, 16, 10, 0, 0, 95] | 2002Q3 | 22 |
frame_2005:0184858 | 2008-01-01 | 2008-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 50-year-old white woman, are currently married, and have a bachelor's degree. You currently reside in an urban area in the Midwest. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending ... | [2212, 0, 1644, 155, 755, 802, 765, 30, 15, 0, 0, 84] | [2910, 30, 2706, 290, 1352, 309, 328, 90, 10, 65, 0, 0] | 2008Q1 | 23 |
frame_2005:0245136 | 2012-04-01 | 2013-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 22-year-old white man, are currently married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending and income.... | [1820, 0, 5407, 280, 1260, 0, 646, 300, 30, 210, 195, 120] | [810, 325, 5260, 742, 1030, 0, 488, 0, 250, 0, 325, 0] | 2012Q2 | 24 |
frame_2005:0184200 | 2007-12-01 | 2008-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 62-year-old black man, are currently divorced, and have some high school. You currently reside in an urban area in the South. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note that the ... | [715, 0, 2649, 0, 825, 0, 165, 0, 0, 0, 0, 0] | [845, 0, 2638, 100, 1097, 90, 165, 20, 0, 0, 0, 0] | 2007Q4 | 25 |
frame_2005:0264325 | 2013-06-01 | 2014-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 62-year-old black woman, are currently never married, and have some college. You currently reside in an urban area in the Northeast. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note th... | [1590, 0, 2498, 0, 1107, 296, 178, 0, 0, 0, 0, 0] | [585, 0, 1883, 42, 590, 850, 120, 270, 0, 0, 0, 0] | 2013Q2 | 26 |
frame_1996:0120044 | 2002-03-01 | 2002-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 46-year-old white man, are currently married, and have some high school. You currently reside in a rural area in the South. Your household has 2 adults and 2 children, for 4 people in total.
Here are your household's recent spending and i... | [1165, 0, 757, 124, 1031, 25, 128, 30, 0, 0, 390, 20] | [1024, 0, 613, 127, 9414, 30, 103, 8, 0, 10, 286, 0] | 2002Q1 | 27 |
frame_2005:0182339 | 2007-09-01 | 2008-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 44-year-old white woman, are currently married, and have a bachelor's degree. You currently reside in an urban area in the West. Your household has 2 adults and 2 children, for 4 people in total.
Here are your household's recent spending ... | [2892, 100, 4706, 405, 3221, 380, 1494, 650, 16, 75, 260, 1450] | [1454, 120, 4931, 280, 1362, 528, 609, 120, 150, 0, 0, 253] | 2007Q3 | 28 |
frame_2005:0258133 | 2013-01-01 | 2013-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 50-year-old white man, are currently married, and have some college. You currently reside in an urban area in the Midwest. Your household has 3 adults and 2 children, for 5 people in total.
Here are your household's recent spending and in... | [1612, 210, 4071, 350, 22399, 1831, 217, 0, 13, 0, 325, 124] | [1794, 390, 4069, 650, 1899, 1931, 572, 10, 13, 180, 195, 30] | 2013Q1 | 29 |
frame_2005:0250016 | 2012-11-01 | 2013-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 32-year-old black man, are currently married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and inc... | [1105, 0, 3984, 0, 1350, 0, 0, 0, 0, 0, 0, 0] | [1625, 0, 3973, 0, 1050, 0, 195, 0, 0, 0, 0, 0] | 2012Q4 | 30 |
frame_2005:0238580 | 2011-07-01 | 2012-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 42-year-old white man, are currently married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending and income.... | [2895, 0, 4595, 0, 1628, 0, 471, 0, 0, 0, 0, 728] | [1157, 300, 4706, 0, 1398, 505, 355, 20, 0, 0, 0, 516] | 2011Q3 | 31 |
frame_2005:0249304 | 2012-08-01 | 2013-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 42-year-old black woman, are currently married, and have a high school diploma. You currently reside in an urban area in the Northeast. Your household has 2 adults and 3 children, for 5 people in total.
Here are your household's recent sp... | [1690, 0, 9174, 200, 1436, 200, 355, 0, 0, 0, 0, 0] | [2340, 150, 9589, 1190, 2282, 710, 910, 450, 0, 0, 0, 36] | 2012Q3 | 32 |
frame_1996:0118154 | 2001-10-01 | 2002-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 50-year-old white woman, are currently never married, and have a bachelor's degree. You currently reside in an urban area in the Northeast. Your household has 1 adult and no children.
Here are your household's recent spending and income. ... | [809, 0, 3846, 223, 470, 60, 30, 66, 61, 0, 390, 10] | [1020, 0, 3477, 293, 1262, 125, 7, 78, 59, 0, 468, 0] | 2001Q4 | 33 |
frame_2005:0263494 | 2013-08-01 | 2014-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 49-year-old white man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the South. Your household has 4 adults and no children, for 4 people in total.
Here are your household's recent spending ... | [1569, 65, 4743, 476, 2592, 600, 588, 120, 0, 0, 0, 200] | [2220, 67, 4945, 300, 1080, 0, 698, 70, 0, 15000, 0, 200] | 2013Q3 | 34 |
frame_1996:0099678 | 2000-03-01 | 2000-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 48-year-old black woman, are currently separated, and have some high school. You currently reside in an urban area in the Northeast. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending... | [1625, 0, 1433, 60, 420, 0, 376, 0, 11, 0, 520, 0] | [130, 0, 1738, 236, 348, 0, 141, 75, 4, 0, 130, 0] | 2000Q1 | 35 |
frame_1996:0104237 | 2000-05-01 | 2001-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 29-year-old white woman, are currently married, and have a high school diploma. You currently reside in an urban area in the South. Your household has 2 adults and 5 children, for 7 people in total.
Here are your household's recent spendi... | [2572, 40, 8019, 345, 1667, 60, 30, 0, 0, 0, 273, 150] | [2850, 309, 3479, 394, 1817, 45, 422, 300, 0, 0, 91, 36] | 2000Q2 | 36 |
frame_1996:0098519 | 1999-12-01 | 2000-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 46-year-old white man, are currently married, and have a high school diploma. You currently reside in an urban area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spendin... | [1606, 75, 2088, 97, 1026, 231, 453, 9, 45, 0, 325, 70] | [940, 6, 2307, 108, 1010, 356, 305, 24, 31, 0, 325, 160] | 1999Q4 | 37 |
frame_1996:0113687 | 2001-03-01 | 2001-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 30-year-old white woman, are currently never married, and have a bachelor's degree. You currently reside in an urban area in the South. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note... | [795, 0, 2214, 770, 1869, 60, 40, 0, 0, 0, 0, 0] | [2126, 82, 5546, 1830, 3745, 0, 360, 0, 30, 0, 0, 0] | 2001Q1 | 38 |
frame_2005:0270018 | 2014-05-01 | 2015-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 68-year-old white man, are currently never married, and have a high school diploma. You currently reside in an urban area in the Midwest. Your household has 1 adult and no children.
Here are your household's recent spending and income. No... | [585, 0, 2399, 50, 25, 506, 105, 10, 0, 0, 0, 27] | [520, 0, 2409, 30, 0, 245, 105, 30, 0, 0, 0, 6] | 2014Q2 | 39 |
frame_2005:0278081 | 2014-12-01 | 2015-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 44-year-old black woman, are currently married, and have some college. You currently reside in an urban area in the South. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's recent spending and incom... | [3316, 8, 5365, 95, 5490, 1860, 1736, 150, 0, 1498, 0, 24] | [2595, 0, 5271, 267, 1586, 1760, 473, 160, 0, 1498, 0, 0] | 2014Q4 | 40 |
frame_1996:0113242 | 2000-10-01 | 2001-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 68-year-old white man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the West. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending a... | [1337, 0, 1402, 0, 135, 273, 192, 54, 0, 0, 0, 0] | [1218, 0, 1050, 0, 135, 273, 132, 0, 47, 0, 0, 0] | 2000Q4 | 41 |
frame_2005:0280070 | 2014-08-01 | 2015-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 39-year-old asian man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the Midwest. Your household has 2 adults and 2 children, for 4 people in total.
Here are your household's recent spending... | [2898, 0, 6186, 9, 1334, 0, 0, 0, 0, 0, 0, 0] | [2857, 0, 5170, 64, 825, 0, 203, 0, 0, 0, 0, 0] | 2014Q3 | 42 |
frame_1996:0113800 | 2001-05-01 | 2002-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 27-year-old white woman, are currently never married, and have a graduate or professional degree. You currently reside in an urban area in the Northeast. Your household has 1 adult and no children.
Here are your household's recent spendin... | [800, 150, 3110, 175, 516, 60, 359, 40, 38, 0, 0, 45] | [690, 345, 2388, 219, 324, 478, 454, 90, 20, 0, 0, 0] | 2001Q2 | 43 |
frame_1996:0093527 | 1999-07-01 | 2000-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 74-year-old white woman, are currently widowed, and have some high school. You currently reside in an urban area in the South. Your household has 1 adult and no children.
Here are your household's recent spending and income. Note that the... | [240, 0, 371, 59, 91, 530, 63, 0, 22, 0, 0, 0] | [298, 0, 749, 95, 30, 534, 63, 45, 22, 0, 0, 12] | 1999Q3 | 44 |
frame_2005:0266119 | 2014-02-01 | 2014-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 45-year-old black woman, are currently widowed, and have some college. You currently reside in an urban area in the West. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and in... | [910, 0, 2856, 157, 652, 512, 269, 0, 0, 500, 0, 0] | [910, 0, 2965, 78, 810, 250, 252, 0, 0, 1000, 0, 0] | 2014Q1 | 45 |
frame_2005:0267035 | 2013-12-01 | 2014-03-31 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 62-year-old white man, are currently married, and have some college. You currently reside in an urban area in the Northeast. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending and... | [1950, 120, 3353, 21, 1311, 181, 285, 0, 12, 0, 0, 100] | [1820, 120, 1413, 21, 927, 310, 325, 15, 0, 0, 0, 150] | 2013Q4 | 46 |
frame_2015:0317138 | 2015-09-01 | 2016-08-30 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 57-year-old white woman, are currently married, and have a graduate or professional degree. You currently reside in an urban area in the Northeast. Your household has 2 adults and 1 child, for 3 people in total.
Here are your household's ... | [2730, 185, 10613, 257, 3431, 1140, 2229, 400, 187, 22000, 0, 1182] | [3250, 170, 11192, 312, 2053, 1350, 762, 160, 245, 100, 0, 1071] | 2015Q3 | 47 |
frame_2015:0330215 | 2016-03-01 | 2016-08-30 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 65-year-old white man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the Northeast. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spend... | [650, 225, 4133, 163, 667, 1345, 746, 30, 84, 0, 0, 775] | [780, 120, 3275, 15, 1635, 1320, 320, 10, 0, 0, 0, 1815] | 2016Q1 | 48 |
frame_2015:0328129 | 2016-05-01 | 2017-08-29 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 54-year-old white woman, are currently married, and have a bachelor's degree. You currently reside in an urban area in the South. Your household has 3 adults and 1 child, for 4 people in total.
Here are your household's recent spending an... | [1920, 0, 4217, 367, 2115, 2968, 99, 102, 0, 310, 0, 10] | [910, 0, 7292, 200, 846, 2159, 150, 0, 0, 0, 0, 0] | 2016Q2 | 49 |
frame_2015:0321484 | 2015-11-01 | 2016-08-30 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 64-year-old white man, are currently married, and have a high school diploma. You currently reside in a rural area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's recent spending... | [1932, 0, 2090, 130, 28932, 915, 42, 0, 0, 0, 0, 35] | [1427, 16, 2160, 30, 2550, 1015, 240, 100, 0, 0, 0, 35] | 2015Q4 | 50 |
frame_2015:0347096 | 2017-02-01 | 2017-08-29 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 27-year-old white man, are currently married, and have a bachelor's degree. You currently reside in an urban area in the West. Your household has 2 adults and 2 children, for 4 people in total.
Here are your household's recent spending an... | [550, 0, 3100, 171, 636, 360, 347, 15, 0, 305, 0, 0] | [605, 0, 2512, 110, 648, 1215, 291, 0, 0, 1080, 0, 0] | 2017Q1 | 51 |
frame_2015:0350051 | 2016-12-01 | 2017-08-29 | You are the head of an American household making decisions and forming expectations about income, spending, and saving. | Here is some background information about yourself and your household. You are a 53-year-old white man, are currently married, and have a graduate or professional degree. You currently reside in an urban area in the South. Your household has 2 adults and no children, for 2 people in total.
Here are your household's re... | [6342, 135, 8554, 2369, 3421, 437, 754, 252, 940, 5500, 0, 0] | [2040, 480, 7594, 2910, 2389, 341, 2460, 380, 0, 5500, 0, 105] | 2016Q4 | 52 |
HouseholdBench: full data
Code and rebuild instructions · Website and leaderboard · Test prompts scored in the paper · Paper
This dataset holds all 1,670,349 rows of the 17 tasks whose source data we may redistribute, out of the benchmark's 4,663,568 rows over 32 tasks. The other 15 tasks use IPUMS, PSID, Michigan Surveys of Consumers or ICPSR data, which we may not redistribute. To build them, download those files under your own access and run the pipeline in the code repository together with the raw files in this dataset.
Contents
| Folder | What it holds | Who reads it | Size |
|---|---|---|---|
data/ |
The prompts of each task as Parquet, split into train, validation, pre_cutoff_test and post_cutoff_test |
load_dataset and the dataset viewer |
0.24 GB |
householdbench/ |
The release files: prompts (JSONL), task tables, split assignments and XGBoost reference predictions (CSV), with checksums in three manifest.csv files |
The code repository's scripts | 6.5 GB |
raw/ |
The 94 raw source files the pipeline starts from (CEX, CPI, LAUS, BEA, FHFA, SCE, two replication archives and six release-date tables) | Only a rebuild from scratch | 2.9 GB |
data/ and householdbench/prompts/ hold the same records; householdbench/ adds the task
tables, split files and reference predictions. raw/ is the input to the pipeline and
householdbench/ is its output for these 17 tasks.
Tasks
| Task | Topic | Survey | Mode | Target type | Rows | Where to get it |
|---|---|---|---|---|---|---|
cons_cex_categories |
Consumption and saving | CEX | Baseline | Numeric | 500,000 | This dataset |
cons_cex_rebate01 |
Consumption and saving | CEX | Policy response | Numeric | 9,168 | This dataset |
cons_cex_sspay |
Consumption and saving | CEX | Policy response | Numeric | 20,769 | Rebuild with the code |
cons_cex_stimulus08 |
Consumption and saving | CEX | Policy response | Numeric | 17,940 | This dataset |
cons_cex_total |
Consumption and saving | CEX | Baseline | Numeric | 500,000 | This dataset |
cons_psid_jobloss |
Consumption and saving | PSID | Policy response | Numeric | 3,676 | Rebuild with the code |
cons_psid_wealth |
Consumption and saving | PSID | Baseline | Numeric | 74,578 | Rebuild with the code |
cons_sce_growth |
Consumption and saving | SCE | Baseline | Numeric | 28,969 | This dataset |
cons_sce_shock |
Consumption and saving | SCE | Policy response | Numeric | 20,169 | This dataset |
house_census_move |
Housing and location | Census | Baseline | Categorical | 500,000 | Rebuild with the code |
house_psid_owner |
Housing and location | PSID | Baseline | Categorical | 70,170 | Rebuild with the code |
house_sce_financing |
Housing and location | SCE | Policy response | Numeric | 995 | This dataset |
house_sce_lockin |
Housing and location | SCE | Policy response | Probabilistic | 734 | This dataset |
house_sce_move |
Housing and location | SCE | Baseline | Probabilistic | 148,995 | This dataset |
income_cps_displace |
Income dynamics and household resources | CPS | Policy response | Numeric | 22,553 | Rebuild with the code |
income_mich_finance |
Income dynamics and household resources | Michigan | Baseline | Numeric | 252,870 | Rebuild with the code |
income_psid_earnings |
Income dynamics and household resources | PSID | Baseline | Numeric | 76,938 | Rebuild with the code |
income_sce_growth |
Income dynamics and household resources | SCE | Baseline | Numeric | 179,318 | This dataset |
income_sce_policy |
Income dynamics and household resources | SCE | Policy response | Categorical | 19,254 | This dataset |
labor_cps_displace |
Labor supply, job search, and retirement | CPS | Policy response | Categorical | 53,787 | Rebuild with the code |
labor_cps_jobfind |
Labor supply, job search, and retirement | CPS | Baseline | Categorical | 505,774 | Rebuild with the code |
labor_cps_retire |
Labor supply, job search, and retirement | CPS | Baseline | Categorical | 528,680 | Rebuild with the code |
labor_cps_separation |
Labor supply, job search, and retirement | CPS | Baseline | Categorical | 656,473 | Rebuild with the code |
labor_cps_ui |
Labor supply, job search, and retirement | CPS | Policy response | Categorical | 158,989 | Rebuild with the code |
labor_psid_addedworker |
Labor supply, job search, and retirement | PSID | Policy response | Numeric | 1,117 | Rebuild with the code |
labor_sce_offer |
Labor supply, job search, and retirement | SCE | Baseline | Categorical | 3,623 | This dataset |
labor_sce_reswage |
Labor supply, job search, and retirement | SCE | Policy response | Numeric | 5,994 | This dataset |
labor_sce_risk |
Labor supply, job search, and retirement | SCE | Baseline | Probabilistic | 85,720 | This dataset |
labor_sce_search |
Labor supply, job search, and retirement | SCE | Baseline | Probabilistic | 2,636 | This dataset |
macro_mich_outlook |
Macroeconomic expectations | Michigan | Baseline | Numeric | 66,845 | Rebuild with the code |
macro_sce_revision |
Macroeconomic expectations | SCE | Policy response | Numeric | 7,100 | This dataset |
macro_sce_uncertainty |
Macroeconomic expectations | SCE | Baseline | Probabilistic | 139,734 | This dataset |
| In this dataset (17 tasks) | 1,670,349 | |||||
| Rebuild with the code (15 tasks) | 2,993,219 | |||||
| Benchmark total (32 tasks) | 4,663,568 |
Use
from datasets import load_dataset
ds = load_dataset("householdbench/householdbench-full", "cons_sce_growth") # splits: train, validation, pre_cutoff_test, post_cutoff_test
The code repository explains the record fields, the splits, and how to download and use these files.
Known issues
- Two prompt templates contain wording errors that every evaluated model saw, so they
are kept to preserve comparability: "about the same than" (SCE household-finance
questions) and a doubled "Your household your household" (
cons_sce_growth). macro_sce_revisionrecord IDs in this release drop the__m01_YYYYMM__m12_YYYYMMsuffix used during the paper's evaluation runs; the records are otherwise identical.
License
The source surveys keep their own terms; no single license covers the data. LICENSE.md lists each source's terms and the attribution notices you must keep when you use or share these files. The Survey of Consumer Expectations (SCE) license requires these notices:
Some survey questions were taken or adapted from the Survey of Consumer Expectations, © 2013-2019 Federal Reserve Bank of New York (FRBNY). The SCE questions are available without charge at https://www.newyorkfed.org/microeconomics/sce and may be used subject to license terms posted there. FRBNY did not participate in or endorse HouseholdBench, and FRBNY disclaims any responsibility or legal liability for the administration of the survey and the analysis and interpretation of data collected.
Source: Survey of Consumer Expectations, © 2013-2019 Federal Reserve Bank of New York (FRBNY). The SCE data are available without charge at https://www.newyorkfed.org/microeconomics/sce and may be used subject to license terms posted there. FRBNY disclaims any responsibility or legal liability for this analysis and interpretation of Survey of Consumer Expectations data.
Citation
@article{huang2026householdbench,
title = {{HouseholdBench}: Evaluating Large Language Models as Predictors of Household Economic Behavior},
author = {Huang, Jin and Ferreras Garrucho, Diego and Xie, Yutong and Yuan, Walter M. and Mei, Qiaozhu and Lian, Chen and Hazell, Jonathon},
journal = {arXiv preprint arXiv:2610.07563},
year = {2026}
}
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